About Us | Benefits

Liquor Liability and Business Insurance

     
      The Pennsylvania Licensed Beverage Association, the only statewide, non-profit trade association that has exclusively represented the retail       
     licensees of Pennsylvania since 1941, has secured a cost-saving liquor liability and business insurance plan for all members. 

     With this Exclusive pricing offer, some plan options include:
  • General Liability | $1,000,000 Each Occurrence | $3,000,000 General Aggregate | $3,000,000 Products Completed | $1,000,000 Personal and Advertising Injury | $1,000,000 Damages to Rented Premises
  • Liquor Liability | $1,000,000 Each Common Cause | $1,000,000 Aggregate
  • Property Insurance
  • Casualty Insurance 
     Some plan options offer additional endorsements including coverage for:
  • Cooking Protection Systems
  • Credit Card Receipts
  • Off-Premise Power Failure
  • Radio & Television Antennas
  • Extension Signs
  • Guests' Property
  • Building Glass & Solar Panels
  • Outdoor Property
  • The program also underwrites assault and battery coverage, valets services, defense costs outside of liability limits and equipment breakdown.
  • We support and encourage responsible practices; therefore, this program will also pay for up to 10 of your employees (up to $250) to get RAMP Server/Seller trained!

Health Insurance


       The Pennsylvania Tavern Association has been able to secure our members with several options for affordable and good health and dental insurance coverage for  
       themselves, their families, their employees, and the families of employees. 
       
       • Dental coverage is optional.
       • A major med program is available under these options and also very good Indemnity plans. Both options are able to be customized and allow for prescriptions,
          hospital stays, doctor visits, labs and testing.
       • EMPLOYERS ARE NOT RESPONSIBLE FOR EMPLOYEE PREMIUMS AND THE INDEMNITY PLANS FALL INTO ACCEPTABLE COVERAGE UNDER HEALTHCARE REFORM.
       • Flexible – Keep your own doctor, choose individual or family coverage and take advantage of additional coverage options.
       • Access to important health-related needs including doctor office visits, prescriptions, preventive care and immunizations, and hospitalization if needed.

        Please visit www.PAaccesshealth.com for free quotes on all plans and clear explanation of benefits for Pennsylvania Tavern Association members and their employees.

Customer & Compliance Connection

  • How do you know if you can really trust your employees?

  • How do you know if your business is violating any liquor laws?

  • How do you know if you are using inventory to the best of your ability?

  • How do you know what customers really think of your establishment?

Learn more about the Customer & Compliance Connection program here (Download PDF)

The Observer Magazine

Pennsylvania's Beverage Journal is free for PTA members. Non-members pay $28/year for subscription

Prescription Discount Cards

Covers name brand and generic; members receive a discount of up to 60%

Discounted RAMP - Server/Seller Course AND the FIRST PLCB APPROVED ON-LINE RAMP SERVER/SELLER COURSE

PTA members receive a 25% discount. Click here for more information about the Server/Seller Course. SEE THE RAMP PAGE OR THE HOME PAGE FOR ON-LINE COURSE INFO!

BMI

Members save 20% off their total bill. Click here for more information

Prescription Programs

Discount cards are available to members and their families

PLCB Legal Opinions and Answers with Complete Anonymity

Lawyers would charge you $200/hour to find out these same answers and binding legal opinions. We also follow-up on transfers, get permits in 1 day, etc!.

Credit Card Processing Discounts

Low .15 cents a swipe while also working with your individual needs to make sure you are getting the best rates on processing, gift cards, equipment, etc. Now all members receive interchange plus rating. Interchange Plus rating is normally only able to be given if the establishment does over 75k a month in credit card processing!

ATM

Members can set and keep all surcharges.

Age Verification Machines

Members can purchase verification machines at wholesale prices, saving hundreds of dollars per unit.

Energy Plus Electricity Discount

Earn Cash Back on Your Electricity Bills!

As the preferred electricity supplier of the Pennsylvania Licensed Beverage Association, Energy Plus® can help members earn Cash Back on their business or home electric bills. PLBA members can receive 3%-5% Cash Back on electric supply charges each year and a $25-$50 sign-up bonus after two months of active service for each business or home account enrolled.

To learn more about the program - or to enroll, Click Here.

Gas Services with lowest Prices Available

Free for members. Provides counsel and discounted rates for Gas service.

Weekly Reports on Legislation & Regulatory Changes

Everything you have a right and need to know regarding bills, proposals, regulatory changes, application deadlines, and so much more. Also contains all the information on backroom deals including who is making them, who is helping you, and who is hurting your business and your license. These reports contain information that you will never find out from lawyers, newspapers, or politicians themselves because this information is not intended for the general public to know. We walk you through regulatory changes and application processing for all old and new mandates. This information puts you steps ahead of all your competition. Priceless.

Pepsi

Statewide discounts.

Scholarships

Children, employees, and their families have access to our yearly programs. Click here for more information about scholarships